First Time Home Buyers
Aparo-Griffin Properties specializes in helping first time home
buyers find and obtain the financing needed to purchase their first
home. Aparo Griffin Properties is an affordable housing partner.
What is an Affordable Housing Partner (AHP)?
The AHP is a group of housing counseling agencies, lenders and real
estate agents who were trained by Volusia County Community Assistance
about the Home Purchase Programs and who are interested and have
experience helping first-time homebuyers purchase a safe, decent
and affordable home. For over 10 years Aparo Griffin Properties
has been one of few real estate companies in all of Volusia County
that participates in the program.
- The applicant(s) cannot have previously received
housing assistance from Volusia County
- The applicant cannot have owned a home within
the last three years (additional restrictions may apply)
- The applicant must be able to secure a first
*Additional eligibility and program requirements will apply.
Bond | Florida
Mortgage Credit Certificate | Hardest
A Florida Housing Mortgage Credit Certificate (MCC) allows the homebuyer
to claim a tax credit for 50% of the mortgage interest paid per
year, capped at $2,000 annually. It is a dollarfor- dollar reduction
against your federal tax liability.
This program requires you to attend homebuyer education
counseling. Does It Expire? Qualified homeowners may claim this tax
credit as long as the home remains your principal residence and interest
is being paid on the mortgage. If sold within the first nine years,
you may be subject to the Federal Recapture Tax.
- are first time homebuyers
- meet income and home purchase price limits
- meet the qualifying requirements of a mortgage
- will use the home as your primary residence
For more information please contact Aparo Griffin
Properties at 386-738-2845 or you can email us at email@example.com.