First Time Home Buyers

Aparo-Griffin Properties specializes in helping first time home buyers find and obtain the financing needed to purchase their first home. Aparo Griffin Properties is an affordable housing partner.

What is an Affordable Housing Partner (AHP)?

The AHP is a group of housing counseling agencies, lenders and real estate agents who were trained by Volusia County Community Assistance about the Home Purchase Programs and who are interested and have experience helping first-time homebuyers purchase a safe, decent and affordable home. For over 10 years Aparo Griffin Properties has been one of few real estate companies in all of Volusia County that participates in the program.

Eligibility requirements*:

  • The applicant(s) cannot have previously received housing assistance from Volusia County
  • The applicant cannot have owned a home within the last three years (additional restrictions may apply)
  • The applicant must be able to secure a first mortgage

    *Additional eligibility and program requirements will apply.

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Florida Bond
Conventional financing on your first mortgage and $7,500 down payment assistance. The $7,500 down payment assistance (DPA)program acts as a second mortgage at a 0% interest rate with no payments required. DPA may be used for down payment, closing costs and/or pre-paid items.

Program Features
  • Eligible for those who have not owned a property in the past three years
  • Competitive interest rates
  • No cash back at closing
  • Income limits: based on borrower’s income only and are set by each county
  • Single family homes, planned unit developments or townhomes only
  • Homebuyer education course required
  • No upfront mortgage insurance and a low monthly mortgage insurance payment
  • Buyer exempt from city/county tax stamps and intangible tax
For more information please contact Aparo Griffin Properties at 386-738-2845 or you can email us at



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